I received my discharge in bankruptcy, now what?

Here is a classic video from Saturday Night Live (NBC) (posted by danwho.net) that succinctly answers the question I’ve posed in the title of this post. Caution, if you are still feeling a little sensitive about your financial state, you may feel offended – but it certainly is not offered for that purpose. Also, while the video clip offers sage advise, it over simplifies many peoples’ dilemma. They did not get to the place of needing bankruptcy because of being irresponsible. Most people I talk to, the debt crept up little by little over time for reasonable things but then some unexpected event occurred that made the debt uncontrollable. Regardless, this clip is a funny reminder that bankruptcy does NOT cure financial problems; it only gives a fresh start that allows you to make the necessary lifestyle changes. This is extra important after a bankruptcy because, after filing a Chapter 7, you cannot file a Chapter 13 for four years and you cannot file another Chapter 7 for eight years. With no other relief in the immediate future, you either follow the advise from the clip or sink.